Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website located at www.littlebrickcapital.co.uk (the "Website"), operated by Little Brick Capital Limited ("Company", "we", "us", "our"), a company registered in England and Wales.

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Website.

These Terms apply to your use of the Website only. They do not constitute the agreement under which we provide our sourcing, storage, and collection management services. If you choose to become a client, our services are provided under a separate client agreement, which sets out the full terms of service, including all fees and charges, and which will be provided to you for review before you commit any funds.

Little Brick Capital Limited is a private company specialising in the sourcing, storage, and management of collectible LEGO® sets for private clients. We are registered in England and Wales under company number 16582288, with our registered office at 207 Regent Street, London, United Kingdom, W1B 3HH.

We are not authorised or regulated by the Financial Conduct Authority. LEGO sets are tangible collectibles and our services do not constitute regulated financial products or services.

The Website provides information about our services, which include the sourcing and acquisition of sealed LEGO sets on behalf of clients, secure storage arrangements, collection curation, market analysis, and resale assistance when requested.

We act as each client's agent when buying and selling on their behalf, and ownership of each set passes directly to the client at the point of purchase. We hold each client's sets segregated and labelled, so the specific sets belonging to each client are always identifiable. Every set belongs to a single named client, and each client's collection is managed, valued, and sold on an individual basis: what happens to one client's collection has no effect on any other client's. We do not offer shared, fractional, or pooled ownership of any kind, and each client's funds are applied solely in acquiring sets for that client and providing services to that client. Clients may request delivery or collection of any of their sets at any time, and, outside the limited circumstances set out in the client agreement, sets are sold only on a client's instruction or with their express consent.

Nothing on the Website constitutes an offer capable of acceptance. Becoming a client is subject to our onboarding process, including identity and anti-money laundering checks, and to your acceptance of the client agreement. All fees, charges, and the full terms applicable to our services are set out in the client agreement, which you will receive and must review before entering into any commitment with us.

We do not:

• Provide financial, tax, or legal advice
• Guarantee resale values or appreciation
• Offer regulated financial products or services
• Pool client funds or assets

The content of the Website, including any market commentary, historical performance data, case studies, valuations, or educational material, is provided for general information purposes only. It does not constitute financial, investment, tax, or legal advice, nor a recommendation or solicitation to buy, sell, or hold any asset.

Any references to past performance of LEGO sets or collectibles markets are historical, are not a reliable indicator of future results, and should not be relied upon in making any decision. You should seek independent professional advice before making any purchase decision.

You agree that you will not:

• Use the Website in any way that breaches any applicable law or regulation
• Use the Website for any fraudulent or unlawful purpose
• Attempt to gain unauthorised access to the Website, its servers, or any connected systems
• Introduce viruses, malware, or other technologically harmful material
• Copy, scrape, or systematically extract content from the Website without our prior written consent
• Use the Website to transmit unsolicited or unauthorised advertising or promotional material

We may suspend or withdraw your access to the Website without notice if you breach these Terms.

6.1 Our Property

All content on the Website, including text, graphics, logos, images, software, and the compilation thereof, is the property of Little Brick Capital or its licensors and is protected by copyright, trademark, and other intellectual property laws.

6.2 LEGO Trademarks

LEGO® is a trademark of the LEGO Group of companies which does not sponsor, authorise, or endorse this site or our services. We are an independent company with no affiliation to the LEGO Group.

6.3 Limited Licence

We grant you a limited, non-exclusive, non-transferable licence to access and use the Website for personal, non-commercial purposes in accordance with these Terms.

We take reasonable care to ensure that the information on the Website is accurate and up to date at the time of publication. However, market data, valuations, and availability change frequently, and we make no representation or warranty that any content is complete, accurate, or current at any given time. We may update, amend, or remove content at any time without notice.

Purchasing LEGO sets as collectible assets involves substantial risk. You should carefully consider whether this type of purchase is suitable for you in light of your financial circumstances.

Key risks include:

• Market Risk: LEGO set values can fluctuate significantly
• Liquidity Risk: It may be difficult to sell sets quickly at desired prices
• Storage Risk: Physical damage, theft, or loss of sets in storage
• Authenticity Risk: Counterfeit products in the market
• Reissue Risk: LEGO may re-release retired sets
• Regulatory Risk: Changes in law may affect the value or resale of collectibles
• No Guarantee: Past performance does not guarantee future results

As with all collectible goods, purchases are not covered by the Financial Services Compensation Scheme (FSCS), and disputes do not fall within the jurisdiction of the Financial Ombudsman Service (FOS).

The sale of collectibles may also give rise to tax liabilities, including Capital Gains Tax, depending on your personal circumstances. You are responsible for assessing and meeting any tax obligations and should seek guidance from a qualified tax adviser if required.

The Website may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content of third-party sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

The Website is provided on an "as is" and "as available" basis. We do not guarantee that the Website, or any content on it, will always be available, uninterrupted, or free from errors, viruses, or other harmful components. You are responsible for configuring your own technology to access the Website and for using your own virus protection software.

To the extent permitted by law, we exclude all liability for any loss or damage arising from your use of, or inability to use, the Website, or from your reliance on any content displayed on it, whether arising in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable.

Nothing in these Terms excludes or limits our liability for:

• death or personal injury caused by our negligence;
• fraud or fraudulent misrepresentation; or
• any other liability which cannot lawfully be excluded or limited.

If you are a consumer, these Terms do not affect your statutory rights. Liability in respect of our services (as opposed to the Website) is governed by the client agreement.

Your use of the Website is also subject to our Privacy Policy and Cookie Policy, which explain how we collect and use your personal data and how we use cookies.

We may revise these Terms from time to time. The version published on this page applies to your use of the Website from the date of publication. Please check this page periodically to ensure you are aware of the current Terms. Changes to these Terms do not affect the terms of any client agreement in force between you and us, which may only be varied in accordance with its own provisions.

14.1 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14.2 Waiver

Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.

14.3 Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales. The courts of England and Wales shall have jurisdiction over any dispute arising from these Terms, save that if you are a consumer resident in Scotland or Northern Ireland, you may also bring proceedings in your local courts.